Your policy starts by insuring your race car, and most clients also cover their trailer and contents, along with tools and spare parts. With few exclusions, the policy provides coverage:
- At NHRA, WDRA and IHRA member race tracks
- In transit, or at a hotel or restaurant
- At your storage location (even if not at your home)
- At car shows, and other displays
- All year round, even when disassembled!
Coverage is not provided when the car is going down the race track under power, but coverage is provided in the pits, staging lanes, and on the return road at no additional cost.
Street registered and/or driven cars are not eligible for coverage under this program.
(Please read your actual policy to familiarize yourself with its terms and conditions.)
Competitive Rates and Low Deductibles
A typical policy costs between $650 and $1,000 per year. To help hold down costs we recognize what you have done to prevent losses, and provide discounts for having the following:
- An enclosed and/or alarmed trailer
- Storage location alarms
- Five or more years of racing experience
- And more!
Our standard per loss deductible is only $500 and is the lowest available for this type of coverage. There are no tricky percentaged deductibles, and the deductible applies only once per loss, regarless of the number of items affected.
How do you apply for coverage?
First, call us to get a firm quote. We'll send you the quote along with our unique application. This form, which can be filled in on your computer or printed out, is simple and quick to complete. This information and photos are kept with the insurance company in your permanent file and, if you have a loss, the documentation will make the loss adjustment process easier.
Your car will be insured as soon as your application and photos are received in our office. You'll get a written binder for coverage until your actual policy is issued. You’ll be able to pay by check or over the phone with a credit card or online check. Unlike our competition, we have a payment plan to fit your budget! Don't spend time worrying about what could happen the next time you go racing… call us today for a free quote and more information.